20833 W 4th Avenue Cudjoe, FL 33042
Listing Courtesy of: FLORIDA KEYS / Listed By: Coldwell Banker Schmitt Real Estate Co

  20833 W 4th Avenue Cudjoe, FL 33042

Active (25 Days)
$2,699,999 (USD)
4
BED
3
BATH
2,452
SQFT

Description

Welcome to one of Cudjoe Gardens' most desirable waterfront addressesBuilt in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina

MLS #:
620277
Taxes
$14,922(2025)
Lot Size
0.27 acres
Type
Single-Family Home
Year Built
2018
Style
Single Family
Views
Yes
County
Monroe County

Listed By

Diane Corliss, Coldwell Banker Schmitt Real Estate Co
Source
FLORIDA KEYS
Last checked Jul 8 2026 at 8:09 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Appliances : Dishwasher
  • Appliances : Dryer
  • Appliances : Oven
  • Appliances : Refrigerator
  • Appliances : Washer
  • Appliances :
  • Furnished : Furnished
  • Room(s) : Guest/Servants Quarters : Unknown
  • Interior Features : Granite Counter Top
  • Windows/Doors : Windows/Doors : Impact Rstnce Window
  • Windows/Doors : Shutters : Unknown
  • Windows/Doors : Impact Rstnce Doors
  • Appliances : Stainless Steel Appliance(s)
Subdivision
  • Cudjoe Gardens (21.0)
Lot Information
  • Less Than 1/4 Acre
Heating and Cooling
  • Central Air
  • Ceiling Fans(s)
Pool Information
  • Concrete
  • In Ground
  • Heated : Yes
Homeowners Association Information
  • Dues: $75/Yearly
Exterior Features
  • Roof: Metal Roof
Utility Information
  • Utilities: Fkaa, Municipal Sewer
Garage
  • Garage
Parking
  • Total Parking Spaces : 0
Living Area
  • 2,452 sqft
Location
   
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Disclaimer: Copyright 2026 Florida Keys MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/8/26 01:09