128 Central Avenue Panama City, FL 32401
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Central Bay Realty And Property Management LLC

  128 Central Avenue Panama City, FL 32401

Active (1 Days)
$285,000 (USD)
4
BED
3
BATH
1,732
SQFT

Description

SELLER IS OFFERING 5,000 IN BUYERS CLOSING COSTS! Possible rental income with mother in law! Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out.

The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary.

The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property.

Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

MLS #:
795634
Lot Size
8,538 SQFT
Type
Multifamily
Year Built
2026
County
Bay County
Community
No Named Subdivision

Listed By

Keant Allen, Central Bay Realty And Property Management LLC
Source
CENTRAL PANHANDLE
Last checked Sep 22 2026 at 12:13 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Main Level Primary
Subdivision
  • No Named Subdivision
Property Features
  • Foundation: Slab
Heating and Cooling
  • Heat Pump
  • Ductless
Exterior Features
  • Roof: Asphalt
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Cherry Street
  • Middle School: Rutherford Middle
  • High School: Rutherford
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by CENTURY 21 Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/21/26 17:13